Learn about your options and legal rights around health insurance.

Health Insurance

Find the Doctor That’s Right for You

Women with ovarian cancer should see a gynecologic oncologist. You can find one through the Foundation for Women’s Cancer.

Women with ovarian cancer should also consider enrolling in a clinical trial during the course of their treatment. To find a trial in your area, check out the Alliance’s Clinical Trials Matching Service.

Find the Financial Help You Need

Under the Affordable Care Act, many Americans will be eligible for a subsidy to purchase health insurance through the exchanges. See if you are eligible for a subsidy by using the Kaiser Family Foundation’s Subsidy Calculator.

If you have insurance and you’re having problems with co-payments or coverage, the Patient Advocate Foundation may be able to help.

You may also qualify for disability benefits through Social Security based upon your diagnosis of ovarian cancer.

The Alliance does not provide direct financial assistance, but can help work with your provider or payer, or direct you to other resources. You can call us at 202-331-1332 or email us at ocna at ovariancancer dot org.

Learn How Your State Laws Affect Your Health Insurance

Read the Alliance’s Report Card to see how your state stacks up when it comes to important provisions for women with or at high risk of developing ovarian cancer.

Learn about Medicaid Expansion and take action through the Coverage Counts campaign.

Find out details about each state’s work on health reform implementation, including both the marketplaces and Medicaid, at State Refor(u)m.

Know Your Legal Rights Related to Health Care

The Affordable Care Act provides many patient protections in health insurance:

  • You cannot be denied health insurance for any pre-existing medical condition, such as a diagnosis of ovarian cancer.
  • Women can no longer be charged a premium compared to men.
  • There are no longer lifetime limits to the amount an insurance company can pay for a specific illness, affording patients better financial protections.

Several other federal laws offer additional protections:

  • Under the Genetic Information Nondiscrimination Act,  you cannot be denied health insurance or have your rates adjusted based on your genetic information. For example, GINA mandates that BRCA mutation carriers cannot be charged higher premiums than women without the mutation. GINA also offers the protections from genetic discrimination in employment.
  • The Family and Medical Leave allows employees to take unpaid leave to deal with family emergencies without running the risk of being fired.
  • The Health Insurance Portability and Accessibility Act (HIPAA) protects the privacy of your medical records.
  • You have the right to refuse treatment.

If you feel any of your rights have been violated, please contact the Cancer Legal Resource Center or the Ovarian Cancer National Alliance for help.