Health Insurance

Enroll in the Health Insurance Marketplaces by February 15th to ensure coverage on March 1!
(Enrollment ends March 31, 2013)

The Patient Protection and Affordable Care Act (ACA), commonly known as Obamacare or the Affordable Care Act, was signed into law in March of 2010. It is the most significant overhaul of the health care system in decades and sets out to increase health care coverage to all Americans. Click here to learn more about the Health Insurance Marketplaces created by the ACA and how you can get insurance coverage.

Finding Care

Women with ovarian cancer should see a gynecologic oncologist. You can find one through the Foundation for Women’s Cancer.

You may want to consider a clinical trial. Check out the Alliance’s Clinical Trials Matching Service.

Pre Existing Condition Insurance Plans (PCIP) are extended through March

HHS recently announced they will extend the federally run PCIP coverage to allow enrollees more time to research the Marketplace options in their states:
“The federally-run Pre-Existing Condition Insurance Plan (PCIP) will offer the option of two additional months of PCIP coverage to people currently enrolled in PCIP who have not yet found new health insurance coverage. This transitional coverage through March 31, 2014, will allow PCIP enrollees more time to review Marketplace plan options and enroll in the coverage that best meets their needs before open enrollment closes in March. They will be notified on and by mail of this option to extend their PCIP plan through March, along with details about cost-sharing. Eligible enrollees can purchase PCIP transitional coverage by sending in February and March premium payments; which will be the same monthly rate that they paid for January 2014.”

Paying for Care

Under the Affordable Care Act, many Americans will be eligible for a subsidy to purchase health insurance. See if you are eligible for a subsidy at Kaiser Family Foundation’s Subsidy Calculator.

If you have insurance and you’re having problems with co-payments or coverage, the Patient Advocate Foundation may be able to help.

The Alliance does not provide direct financial assistance, but can help work with your provider or payer, or direct you to other resources. You can call us at 1-866-399-6262 or email us at ocna at ovariancancer dot org.

Legal Reform

The Affordable Care Act was enacted in 2010, but many provisions do not go into effect until 2018. See the Kaiser Family Foundation’s Timeline to learn about when each provision goes into effect.

The Affordable Care Act’s constitutionality was challenged. Learn about the questions the Supreme Court considered on this flowchart.

Learn about the provisions of the Affordable Care Act that are of concern to the ovarian cancer community by reading the Alliance’s posts on the one year anniversary of the bill, at the beginning of the Supreme Court oral arguments, a summary of the relevant provisions and the Alliance’s FAQ on health reform

State Activity

Read the Alliance’s Report Card to see how your state stacks up when it comes to important provisions for women with or at high risk of developing ovarian cancer.

Learn about Medicaid Expansion and take action through the Coverage Counts campaign.

Find out details about each state’s work on health reform implementation, including both the marketplaces and Medicaid, at State Refor(u)m.

 Legal Rights

Outside of provisions directly related to health care, you have legal rights, including:

  • Family and Medical Leave, which is enforced by the Department of Labor
  • Privacy and ownership of your own medical records
  • The right not to be discriminated against by employers or health insurers based on your genetic status
  • The right to refuse treatment

You may also qualify for disability benefits through Social Security.

To learn more about cancer patients’ rights, please see the Cancer Legal Resource Center.

Watch this fun video from the Kaiser Family Foundation that explains health insurance coverage under the Affordable Care Act.

Ten Ways to Get Ready for the Marketplaces