Health Reform One Year Later
Today marks the one-year anniversary of the enactment of the health reform bill, the Patient Protection and Affordable Care Act. Over the past year, numerous federal agencies have begun to implement provisions of the bill that benefit women with ovarian cancer. For example, many Medicare beneficiaries who fell into the donut hole received a $250 rebate from the federal government in late 2010.
Other provisions that have already taken effect are:
- Preventive services for Medicare recipients are covered with no co-pay to the patient
- High risk pools (Pre-Existing Condition Insurance Plans) are established in all states
- State review of cost of health care plans
- Insurance companies must report their medical loss ratio – the amount of premium dollars spent on patient care
By 2014, all provisions of the bill will be in effect, including
- The establishment of Health Insurance Exchanges – state-regulated, federally subsidized, health care plans
- Subsidies for health insurance premiums
- Guaranteed issue and no annual limits on insurance – this means that even adults with pre-existing conditions will be able to buy insurance plans
The Ovarian Cancer National Alliance supports quality, patient-centric care that is available, affordable and portable.